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Aug. 12-16 | 2021 Weekend Happenings

Weekend Happenings August 12 – 16 | 2021 |  Southeast Florida Each week, under our Insights tab, find our Palm Beach County and Southeast Florida 2021 Weekend Happenings! Thursday | Aug. 12 Lobster Dinner Night |  Thursday  6 – 10 pm Happy Hour | Every Day | 4 – 7 pm Baciami Italiano | 1415 […]

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Aug. 6 – 9 | Weekend Happenings

Weekend Happenings August 6 – 9 | 2021 |  Southeast Florida Each week, here under our Insights tab, find Real-ativity.com’s Weekend Happenings!  Southeast FL is known for its beautiful nature, cultural diversity, endless summer days, locally owned businesses, non-profits, and charities paired with a community full of warm, friendly, unique, and interesting people.  National, state, […]

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CDC Order Extends the Federal Eviction Moratorium for Areas of the Country Where COVID Cases Continue to Rise

Federal Eviction Moratorium Extended until Oct. 3 for Hot Spot Covid Areas August 3 | 2021 The Federal Eviction Moratorium has been extended until October 3rd for communities where COVID outbreaks continue to climb.  CDC director Rochelle Walensky signed the order on Tuesday.  This covers the majority of renters in the U.S. and nearly all […]

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CFPB Proposed Amendments to Regulation X to Slow Impending Foreclosure Crises

CFPB Proposed Amendments to Regulation X In the wake of the COVID-19 world pandemic, millions of Americans are still battling financial hardships.  The Consumer Financial Protection Bureau, referred to as the CFPB, is a government agency accountable for protecting consumers financially.  Percolating ways to soften the impending housing crisis, on April 5th, 2021, the CFPB […]

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How to Create your “Clickable” Gmail Email Signature

How to create your “clickable” Gmail Email Signature STEP ONE | GO TO YOUR GMAIL ACCOUNT Go into your Gmail account, go to settings by clicking on the gear icon on the top right, then go to all settings and scroll down until you find your email signature settings. STEP TWO | OPEN UP A GOOGLE DOC AND CREATE A TABLE […]

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Refinance Applications Continue To Climb Despite Added Adverse Market Refinance Fee

Adverse Market Refinance Fee In December 2020, the Federal Housing Finance Agency implemented the Adverse Market Refinance Fee.  This fee applies to any Freddie Mac and Fannie Mae-owned refinances loans, along with any loan over $125,000.  Forbes estimates 70% of all loans would qualify for the additional fee if refinanced.  The charge is 0.5% of the total […]

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Selling a Home In South Florida 2021, When Is The Best Time of Year?

Selling Your Home in South Florida 2021 Those currently considering selling a home in South Florida are in a good position to do so.  With the year-round warm weather, tropical landscape, and Florida tax benefits, it is no surprise that the Sunshine State is one of the top destinations for those relocating.  This year, due to […]

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6 Things You Need to Know About FSBO in Florida

FSBO Florida You have made the big decision to sell your home in Florida.  Even with a licensed, trusted realtor, selling your home is an undertaking.  Deciding to sell your Florida home without a realtor is even more challenging.  For sale by owner, often referred to as the acronym FSBO, place sole responsibility on the […]

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Amendment 5 Impact on Home Sellers

Amendment 5 Florida On November 3, 2020, Florida residents voted to pass Amendment 5 into state legislation by 51.96% in favor and 48.04% not in favor.  The amendment extends the opportunity for residents with a homestead exemption 3 years rather than 2 to file portability on tax benefits.  With existing home inventory continuously declining, if you […]

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Beware, Rental Scams on the Rise Due to Pandemic 2021

Rental Fraud on the Rise Currently, rental scams and other online fraudulent activity is skyrocketing!  More than ever, consumers are turning to the world wide web for goods and services due to COVID-19 recommendations and restrictions.  There have been 535,664 overall fraud reports from January 1, 2020, to June 29, 2021, according to the Federal […]

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Divorce in Florida, COVID-19 Effects, Who Gets The House?

The Divorce Rate COVID-19 Debate The debate is still out on the effects of the COVID-19 pandemic on divorce in Florida.  According to the Institute for Family Studies, August 2020 divorce data shows filings have decreased by 19% from the previous year.  Although some argue it has brought many marriages closer, there is reason to suspect divorce rates […]

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Refinancing is up 50% in one year, suggesting many will be underwater after a market correction

Mortgage Applications Increase in Latest MBA Weekly Survey Oct 7, 2020 CONTACT Adam DeSanctis WASHINGTON, D.C. (October 7, 2020) – Mortgage applications increased 4.6 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending October 2, 2020. The Market Composite Index, a measure of mortgage loan […]

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