Buying a Home
Negotiating a Home Purchase
Negotiating a home purchase requires in-depth knowledge. Your agent should be well versed on market value in the area to properly negotiate the price. But the needed expertise is not limited to price. Your agent will need to have a full u...
Applying for the Home Loan
OFFICIALLY APPLYING FOR A HOME LOAN Preparedness is key! You are ready to officially apply for a home loan. You know the best lender for you, you have identified the best financial product for your purchase, and you have an executed real...
Home Inspection
Buying a home is a big deal, make sure to have the home inspected to avoid unpleasant surprises and unexpected difficulties. You’ll want to learn as much as you can about the newly constructed or existing house before you buy it. A home inspe...
Homeowners Insurance
Your lender will require that you have homeowners insurance coverage at the time you close. How much coverage they require depends on the lender, but it must be at least enough to entirely rebuild the house in the event of a disaster. Often, yo...
Buyers Home Warranty
A buyer's home warranty can provide peace of mind when purchasing a used home. Resale properties usually offer better deals than new construction, but the tradeoff is older systems and appliances that could require repair in the near futu...
Title Insurance
Title insurance protects you and your property against title defects such as past owner’s mechanic liens, debt, tax liens, zoning violations, building code violations, past due utility bills, closing errors, marital rights, inheritance issues...
Final Walkthrough Inspection
A final walkthrough gives you the opportunity to inspect the home one last time before closing. Your agent will escort you to the walkthrough to ensure the home is broom clean condition, that any repairs that you negotiated with the seller we...
What Happens When Closing On A Home Sale?
Are you closing on a home sale soon? At Real-ativity, we want to educate and inspire you to navigate the world of residential real estate. You have read up in our "smarts" section for all the steps to either sell or buy a home. You have a...